Effective Date: February 1, 2025

At Pay Cards, we value your trust. This Privacy Policy outlines how we collect, use, and protect your personal data.

1. Information We Collect

We collect the following:

1. Personal Information: Name, Mobile Number, Email ID, and names of Credit/Debit Cards you hold. We never collect sensitive card details like numbers, CVV, or expiry dates.
2. Transaction Data: Details of orders placed, payment methods, amounts, and delivery information.
3. Device and Usage Data: IP address, device type, operating system, geolocation, and browsing activity within the app.
4. SMS and Contact Data: Accessed only with explicit consent to improve service delivery.

2. How We Use Your Information

• To process transactions, commissions, and provide customer support.
• To personalize user experience and improve app functionality.
• To comply with legal and regulatory obligations.

3. Data Sharing

• We share information only with trusted partners like payment processors or logistics providers to fulfill services.
• We may disclose data when legally required by government authorities.

4. Security Measures

We employ encryption, firewalls, and other advanced measures to protect your personal information from unauthorized access or disclosure.

5. Account Deletion

You can request account deletion via email. All associated data will be permanently removed unless required for legal or business purposes.

6. Changes to Privacy Policy

This policy may be updated periodically. Continued use of the app implies acceptance of any changes.

For inquiries, email us at support@paycards.in.